The Number One Thing to Know for Moving in 2025
Planning a move in 2025? With recent stamp duty changes, seasonal market shifts, and the latest interest rate cut, getting the timing right has never been more important. Here’s an updated guide to help you prepare your move strategically so you can achieve the best outcome.
Understanding Timescales and Market Conditions
The number one thing to keep in mind if you’re considering moving home in 2025 is understanding your timescales and how they fit with the current market. On average, the journey from starting marketing to actually moving takes around 18 to 22 weeks, including conveyancing. This means planning your timing carefully can have a big impact on your experience.
Seasonal Considerations
Alongside the stamp duty updates, seasonal demand also plays a significant role in timing. Spring and autumn are traditionally the most active periods in the housing market, with higher buyer interest and increased competition.
If you’re planning a move for late 2025, beginning early and formulating a plan and marketing strategy for your home is key. Rather than jumping straight into marketing, this time can be used to review your options with us—evaluating the best improvements to attract your ideal buyer, identifying the right type of buyer for your home, and considering when to launch your sale based on your goals and your ideal buyer type be that a Family, Couple, upsizing, downsizing, etc.
Plan Ahead
Planing to move in 2025? Many vendors often think about moving then tackle a few long-awaited maintenance tasks they think will help and as soon as these have been completed, hastily invite an agent for a valuation who then just rushes them into getting their property on the market.
Instead, a bit of foresight can make all the difference.If you're planning to move at the end of 2025, consider starting sooner by gaining a clear picture of your property's market value and discussing a tailored strategy plan with us. By doing this, you can explore the market you intend to buy in, armed with a realistic understanding of your home's value. This proactive approach will allow you to carefully plan each step, ensuring your move is well-timed and smooth, rather than a frantic rush to list your property.
Start by talking with us about how best to prepare your home, determine the ideal listing time, and craft a strategy that will help you make a successful move—one that feels manageable and planned, rather than a race against the clock.
This preparatory phase is especially important if you want to achieve a sale within a reasonable time period. We can walk through your property together, discuss any works or adjustments that might enhance its appeal, and map out the best listing period to align with your desired move date.
With a well-thought-out plan, you’ll be positioned to enter the market at an ideal time, without the rush.
Recent Changes Affecting Your Move
Stamp Duty Updates
Recent changes to stamp duty make timing even more crucial. From March 2025, the nil-rate threshold for buyers will revert from £250,000 to £125,000. This means those buying above £125,000, which will be the majority of people, will soon need to budget for it.First-time buyers will also see their stamp duty threshold drop from £425,000 to £300,000. Acting before March could make a big difference in upfront costs for many buyers.
Interest Rate Cut
In a significant development, the Bank of England has recently announced a reduction in the base interest rate. The Monetary Policy Committee (MPC) voted to decrease the rate by 0.25 percentage points, bringing it down to 4.75%. This change could have substantial implications for both buyers and sellers in the property market.
Impact on Mortgages
The interest rate cut is likely to lead to more competitive mortgage deals. For our clients, this could mean:
• Lower monthly repayments for those on tracker mortgages
• Potentially cheaper fixed-rate deals for new borrowers or those remortgaging
• Increased affordability for prospective buyers, potentially stimulating market activity
For a more in depth update on the effects of the base rate change read are article here Interest Rate Update How will it effect me
Conclusion
A successful move in 2025 is all about preparation, planning, and timing. With the recent interest rate cut and ongoing market changes, it’s more important than ever to stay informed and strategise effectively. Whether you’re buying, selling, or simply exploring your options, we’re here to guide you every step of the way. Let’s make your next move a smooth and rewarding experience, taking full advantage of the current favourable conditions in the property market.
Stay Informed with Heads Up Property Alerts
If you’re looking to stay in the area, our Heads Up Property Alerts service can be invaluable. You’ll receive immediate updates on new listings, price changes, and properties that might interest you. It’s a great way to stay ahead of the crowd and take advantage of the current market conditions with properties being published every Wednesday seven days before being seen on property portals like Rightmove
